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Insurances

Insurances

Personal | Business
  • Motor Comprehensive

    We know how valuable your car is to you. We created NAGICO’s Motor Comprehensive policy with this in mind. It provides you with the highest level of coverage available.

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  • Third Party Motor Insurance

    NAGICO’s Third Party Motor insurance provides you with the minimum liability coverage required by law. Don’t take chances by leaving yourself unprotected if an at fault accident occurs!

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  • Homeowners Super Plus

    Buying your own home is a major accomplishment and a huge investment, so protect your asset properly with NAGICO’s comprehensive Homeowners Super Plus Insurance. You can also save money when you bundle your insurance policies with NAGICO (e.g. home and motor; home, motor, medical and life etc). Request a quote online, or call or visit one of our intermediaries or NAGICO offices to benefit now.

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  • NAGICARE Individual Plan

    NAGICO has created a suite of comprehensive as well as supplementary individual medical plans to address whatever you and your family may need: Turquoise, Emerald, Gold and Platinum. These plans provide you with coverage locally as well as internationally.

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  • Personal Accident Plan

    Personal Accident Insurance is an affordable form of accidental death, disability and medical expense insurance. It is designed for sporting teams, schools, employees, association and individuals.

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  • Critical Illness

    Can you guarantee that you will always remain in good health and not be diagnosed with a critical illness? Unfortunately, even if you implement and consistently adhere to a proper diet and exercise regime there are no guarantees. Ever thought about what your life would be like should such an event occur? Would you have the necessary finance available to ensure you can provide yourself with the necessary infrastructure to live comfortably?

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  • Life

    Life insurance is the simplest way to plan for the future. Having a policy in place adds value to your life, provides financial stability and protects your loved ones after your death.

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  • Serenity

    Death causes a state of distress. Reduce the level of stress of your family during this difficult time by obtaining serenity insurance. Serenity Insurance is a life insurance policy that covers the funeral costs of the Insured.

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  • Whole Life

    A Whole Life Policy is permanent life insurance with both insurance and a cash value component.

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  • Special 60+ Level Term

    Designed for clients 60 years and over. Is an affordable Life insurance product required by lending institutions as collateral assignment for a loan or a mortgage to protect repayment.

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  • Education Savings

    The cost of education is steadily increasing while the value of government funding in this respect is contracting. For those of you with young children this may be a concern; but NAGICO’s Education Policy is your solution.

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  • Endowment Policy

    This policy allows you to save for a certain goal; for example, travel around the world or retirement. It offers life insurance coverage, a cash value component or a payout when the policy reaches its maturity.

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  • Level Term

    A Level Term Policy is an affordable life insurance required by lending institutions as collateral assignment for a loan or a mortgage to protect repayment.

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  • Private Yacht & Boat

    Get your vessel covered for damages whether on land or at sea with our NAGICO Private Yacht & Boat insurance. We can insure you against most risks of owning and operating your boat, so that the same peace of mind you experience while sailing on the open seas, is the same one you enjoy knowing you are covered by NAGICO.

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  • Workman’s Compensation

    Workplace safety is one of an Employer’s responsibilities to its employees. In some countries, and in many industries, this is regulated by law. Despite having preventative controls in place, accidents do happen. Protect your Company and Employees properly with our Workman’s Compensation policy.

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  • Employers liability

    Businesses that do not have Employer’s Liability insurance are exposed to significant financial and legal risk. Employer’s Liability insurance provides businesses with financial protection in the event of an employee’s at-work-accident. Additionally, this coverage provides security for employees and demonstrates that the company has taken measures to protect them and provide financial remedies in the event of an accident.

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  • Bonds

    For major projects, the issuance of bonds is a must. Bonds are usually requested by the party engaging a contractor to guarantee the performance of the contractor/service provider.

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  • Public Liability

    If your business involves interacting with customers or the public, Public Liability insurance provides you with the protection you need. It safeguards your assets against claims for property damage or bodily injury suffered by third parties while on your premises or as a result of your business activities.

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  • Marine Cargo

    Whether you transport goods regularly or need insurance to protect delivery of a single, high value item, NAGICO’s Marine Cargo policy provides the necessary protection. Whether shipment occurs via sea, air or land, your monetary investment is secure.

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  • Marine Liability

    Living in the Caribbean, ocean travel is a way of life. Whether for business or pleasure, you need protection for any mishaps that may occur during the use of your Marine vessel. Our Marine Liability policy protects you against claims for bodily injury or property damage caused to third parties.

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  • Marine Hull

    Whether insurance cover is needed for a private yacht, ferry or charter boat, NAGICO can provide you with tailor-made policies to protect you from marine hull and machinery risks. From single vessels to fleets, we are at your service.

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  • Airport Ground Handler’s Liability

    Airport operations are complex and the liability exposures numerous. Comprehensive coverage for each aspect of your operation is a must. Protect yourself against liability to third parties with our Airport Ground Handler’s Liability policy.

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  • Aircraft Hull & Liability

    Whether you fly for recreation or as a central component of your business, you must safeguard against the many risks associated with air travel and aircraft ownership that remain despite the highest of safety measures you apply. Whether you wish to safeguard against physical loss or damage to your aircraft, or protect against bodily injury or property damage to third parties, this coverage is for you.

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  • Commercial Vehicle

    Company vehicles are important assets for any business. NAGICO’s Commercial Vehicle Comprehensive cover helps ensure continuity of business operations after damage to or loss of a company vehicle due to an accident.

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  • Directors Liability

    Regardless of the nature of your business, your Directors and Officers carry significant risk due to their responsibilities. They can be held personally liable for a number of matters including, but not limited to, errors in judgment, breach of legal duty or failure to disclose conflicts of interest. The resulting claims and legal expenses are often very costly.

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  • Professional Indemnity

    While running your own business can be rewarding, challenges are unavoidable. There is always the possibility of an error being made. For this reason, it is important to protect yourself and your business from the consequences of mistakes, oversights and professional negligence.

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  • Medical Group Insurance

    Providing Group Health Insurance can help foster a positive work environment for you and your employees. This benefit can promote increased morale and work ethic, as well as build a stronger sense of security while fulfilling your role as a socially responsible company.

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  • Personal Accident Plan – Groups

    Personal Accident Insurance is an affordable form of accidental death, disability and medical expense insurance. It is designed for sporting teams, schools, employees, association and individuals.

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  • Critical illness

    Can you guarantee that your employees will always remain in good health and not be diagnosed with a critical illness? Unfortunately, even if they implement and consistently adhere to a proper diet and exercise regime there are no guarantees.

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  • Small Group Plan

    Why should only the medium-sized and large organisations benefit from group medical insurance? We have created a big health insurance solution for small businesses!

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  • Group Life Policies

    Group insurance is a one-year renewable group life insurance product for employees, members of an association or any organization.

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  • Entity Pension Insurance Contract (EPIC)

    EPIC is a collection of tax-approved deferred annuities to allow employees and employers to save for retirement.

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  • Individual Deferred Annuity Contract

    Freedom 62 is a tax-approved deferred annuity contract which allows employees to save for retirement.

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  • Comprehensive Machinery & Plant

    Operational efficiency is critical for generating profits. Downtime of machinery can bring your business to a grinding halt and affect productivity and profits. Safeguard your business from loss with NAGICO’s Comprehensive Machinery & Plant insurance.

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  • Business Interruption

    Have you given thought to the amount of revenue and profits you can lose due to down time following a hurricane or fire impacting your business? Are you prepared to cover the financial shortfall on your own? During a period of rebuilding and repair, it isn’t business as usual. Will your company survive?

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  • Commercial All Risk

    Every business is exposed to risks. Despite the best business practices and every effort on your part, it is impossible to eliminate 100% of your exposure. NAGICO’s Commercial All Risk Policy provides coverage for the cost of repairing or rebuilding your business in the event of loss.

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  • Burglary Business

    Unfortunately, crime prevention must figure into each business plan. Despite your best security controls, thieves will do anything to gain access to your business; and, sometimes they succeed. NAGICO’s Burglary Insurance provides coverage so that your business doesn’t miss a beat.

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  • Contractors All Risk

    Planning for success is a critical part of any contractor’s business. NAGICO’s Contractor’s All Risk insurance provides excellent coverage for your property while under construction.

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  • Fire & Extended Perils

    Our Fire & Extended Perils policy helps protect your greatest business assets from damage or loss. Whether you require coverage for buildings, contents or equipment, we can help.

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  • Money All Risks

    NAGICO's Money All Risks Insurance protects your business against loss of money when in transit and while on premises. You work hard for your money, so let us help you protect it.

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  • Fidelity Guarantee

    Human resources are usually a company’s greatest asset. We rely on our employees to assist in executing our strategies and achieving our objectives. However, even with due diligence, integrity screening, and well established checks and balances, not all employees will consistently operate honestly and in the best interests of the company.

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Policy Conditions

If you have any questions about your policy, contact us or your agent/broker.

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NAGICO operates in 21 territories in the Caribbean – from as far North as The Bahamas, to as far South as the ABC Islands. We are the only Caribbean insurer with operations in the Dutch, English and French Caribbean.

About NAGICO

Our services

REQUEST A QUOTE

Obtaining a quote is fast and easy. Simply complete our Request a Quote form and one of our representatives will contact you.

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Banking information

We have provided our banking information should you wish to make direct payments to our accounts.

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Notify us of a Claim

If you have a Dominica policy and would liked to notify us of a Hurricane claim, please use the following special hurricane form.
IMPORTANT NOTICE: The deadline to notify us of a claim is November 1oth , 2017.

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FIND AN AGENT

Gain access to our impressive intermediary network. We have over 200 qualified and experienced agents and brokers working with us throughout the region. Select or find your professional advisor.

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