Unfortunately, crime prevention must figure into each business plan. Despite your best security controls, thieves will do anything to gain access to your business; and, sometimes they succeed. NAGICO’s Burglary Insurance provides coverage so that your business doesn’t miss a beat.

Have you given thought to the amount of revenue and profits you can lose due to down time following a hurricane or fire impacting your business? Are you prepared to cover the financial shortfall on your own? During a period of rebuilding and repair, it isn’t business as usual. Will your company survive?

Every business is exposed to risks. Despite the best business practices and every effort on your part, it is impossible to eliminate 100% of your exposure. NAGICO’s Commercial All Risk Policy provides coverage for the cost of repairing or rebuilding your business in the event of loss.

Company vehicles are important assets for any business. NAGICO’s Commercial Vehicle Comprehensive cover helps ensure continuity of business operations after damage to or loss of a company vehicle due to an accident.

Operational efficiency is critical for generating profits. Downtime of machinery can bring your business to a grinding halt and affect productivity and profits. Safeguard your business from loss with NAGICO’s Comprehensive Machinery & Plant insurance.

Planning for success is a critical part of any contractor’s business. NAGICO’s Contractor’s All Risk insurance provides excellent coverage for your property while under construction.

Regardless of the nature of your business, your Directors and Officers carry significant risk due to their responsibilities. They can be held personally liable for a number of matters including, but not limited to, errors in judgment, breach of legal duty or failure to disclose conflicts of interest. The resulting claims and legal expenses are often very costly.

Businesses that do not have Employer’s Liability insurance are exposed to significant financial and legal risk. Employer’s Liability insurance provides businesses with financial protection in the event of an employee’s at-work-accident. Additionally, this coverage provides security for employees and demonstrates that the company has taken measures to protect them and provide financial remedies in the event of an accident.

Human resources are usually a company’s greatest asset. We rely on our employees to assist in executing our strategies and achieving our objectives. However, even with due diligence, integrity screening, and well established checks and balances, not all employees will consistently operate honestly and in the best interests of the company.

Our Fire & Extended Perils policy helps protect your greatest business assets from damage or loss. Whether you require coverage for buildings, contents or equipment, we can help.

Group insurance is a one-year renewable group life insurance product for employees, members of an association or any organization.

EPIC is a collection of tax-approved deferred annuities to allow employees and employers to save for retirement.

Freedom 62 is a tax-approved deferred annuity contract which allows employees to save for retirement.

Whether you transport goods regularly or need insurance to protect delivery of a single, high value item, NAGICO’s Marine Cargo policy provides the necessary protection. Whether shipment occurs via sea, air or land, your monetary investment is secure.

Living in the Caribbean, ocean travel is a way of life. Whether for business or pleasure, you need protection for any mishaps that may occur during the use of your Marine vessel. Our Marine Liability policy protects you against claims for bodily injury or property damage caused to third parties.

Whether insurance cover is needed for a private yacht, ferry or charter boat, VINSUREcan provide you with tailor-made policies to protect you from marine hull and machinery risks. From single vessels to fleets, we are at your service.

Providing Group Health Insurance can help foster a positive work environment for you and your employees. This benefit can promote increased morale and work ethic, as well as build a stronger sense of security while fulfilling your role as a socially responsible company.

Personal Accident Insurance is an affordable form of accidental death, disability and medical expense insurance. It is designed for sporting teams, schools, employees, association and individuals.

Can you guarantee that your employees will always remain in good health and not be diagnosed with a critical illness? Unfortunately, even if they implement and consistently adhere to a proper diet and exercise regime there are no guarantees.

Why should only the medium-sized and large organisations benefit from group medical insurance? We have created a big health insurance solution for small businesses!

NAGICO's Money All Risks Insurance protects your business against loss of money when in transit and while on premises. You work hard for your money, so let us help you protect it.

While running your own business can be rewarding, challenges are unavoidable. There is always the possibility of an error being made. For this reason, it is important to protect yourself and your business from the consequences of mistakes, oversights and professional negligence.

If your business involves interacting with customers or the public, Public Liability insurance provides you with the protection you need. It safeguards your assets against claims for property damage or bodily injury suffered by third parties while on your premises or as a result of your business activities.

Life insurance is the simplest way to plan for the future. Having a policy in place adds value to your life, provides financial stability and protects your loved ones after your death.

Death causes a state of distress. Reduce the level of stress of your family during this difficult time by obtaining serenity insurance. Serenity Insurance is a life insurance policy that covers the funeral costs of the Insured.

A Whole Life Policy is permanent life insurance with both insurance and a cash value component.

Designed for clients 60 years and over. Is an affordable Life insurance product required by lending institutions as collateral assignment for a loan or a mortgage to protect repayment.

The cost of education is steadily increasing while the value of government funding in this respect is contracting. For those of you with young children this may be a concern; but NAGICO’s Education Policy is your solution.

This policy allows you to save for a certain goal; for example, travel around the world or retirement. It offers life insurance coverage, a cash value component or a payout when the policy reaches its maturity.

A Level Term Policy is an affordable life insurance required by lending institutions as collateral assignment for a loan or a mortgage to protect repayment.

Get your vessel covered for damages whether on land or at sea with our NAGICO Private Yacht & Boat insurance. We can insure you against most risks of owning and operating your boat, so that the same peace of mind you experience while sailing on the open seas, is the same one you enjoy knowing you are covered by NAGICO.

NAGICO has created a suite of comprehensive as well as supplementary individual medical plans to address whatever you and your family may need: Turquoise, Emerald, Gold and Platinum. These plans provide you with coverage locally as well as internationally.

Personal Accident Insurance is an affordable form of accidental death, disability and medical expense insurance. It is designed for sporting teams, schools, employees, association and individuals.

Can you guarantee that you will always remain in good health and not be diagnosed with a critical illness? Unfortunately, even if you implement and consistently adhere to a proper diet and exercise regime there are no guarantees. Ever thought about what your life would be like should such an event occur? Would you have the necessary finance available to ensure you can provide yourself with the necessary infrastructure to live comfortably?

Did you know that your Landlord’s insurance coverage does not protect your stuff? Protect your Personal property like computers, furniture, electronics, etc. with a Renters Insurance from NAGICO Insurances.

Now there is a product to help you get cover for those expenses that may arise following a hurricane as well as items around your home that are not typically covered against hurricane damage under the standard Homeowners Policy.

Buying your own home is a major accomplishment and a huge investment, so protect your asset properly with NAGICO’s comprehensive Homeowners Super Plus Insurance. You can also save money when you bundle your insurance policies with NAGICO (e.g. home and motor; home, motor, medical and life etc). Request a quote online, or call or visit one of our intermediaries or NAGICO offices to benefit now.

We know how valuable your car is to you. We created NAGICO’s Motor Comprehensive policy with this in mind. It provides you with the highest level of coverage available.

NAGICO’s Third Party Motor insurance provides you with the minimum liability coverage required by law. Don’t take chances by leaving yourself unprotected if an at fault accident occurs!