15yearsinTNT : Nagico Insurances

15yearsinTNT

Eligibility Criteria

Female policyholder must be the Registered Owner or have an insurable interest evidenced by purchase and transfer documentation where applicable.
Policyholder must be an individual female including their spouse as an additional driver once disclosed and rated appropriately.
If the spouse or any other person is declared as the principal driver, the IWD discount does not apply.
Standard age and driving experience as per our underwriting guidelines apply.

Type of Business

New Business only
Type of Cover: Comprehensive & Third Party
Vehicle Use: Private, social, domestic only

Excluded Risks

Renewals, rewrites of existing NAGICO risks, mid-term endorsements aimed at accessing the discount, reinstatements after lapse unless specifically approved as new business by UW Management.
Commercial and special-use vehicles, including but not limited to: taxi, maxi, PH, rental and other hire-and-reward activity.
Fleet business as per standard Motor UW guidelines.
Company-owned vehicles even if assigned to a female driver unless specifically approved as an exception by UW Management.
Risks outside treaty, underwriting authority or otherwise outside risk appetite.

Application of Discount

Discount is 15% off the net Comprehensive premium.
Applied after underwriting loadings such as vehicle, use, driver, claims and subject to the minimum premium as per UWG.
The discount is not cumulative with any other promotional and campaign discounts.
Standard discounts such as NCD, anti-theft etc. will remain.
Where a quote is amended and becomes non-eligible e.g. principal driver changes, the discount must be removed.
Only policies quoted and commencing within the campaign period are eligible.

Customer Disclosure:

All quotes issued during the period of the promotion does not guarantee acceptance of insurance coverage. All quotations and policies remain subject to NAGICO’s standard underwriting guidelines, risk assessment and minimum premium requirements.
The promotional discount applies only to risks that meet the campaign eligibility criteria and underwriting acceptance.

Campaign Modification or Termination

NAGICO Insurance (Trinidad and Tobago) Limited reserves the right to amend or terminate the campaign at its discretion where necessary, including in circumstances involving regulatory, operational or risk considerations.

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